SITORUS, E. V. B.; SORMIN, G. C.; MUDA, I. The role of home ownership credit in the concept of time value for money and the effect of banking credit costs in pandemic era. International journal of health sciences, [S. l.], v. 6, n. S1, p. 2685–2692, 2022. DOI: 10.53730/ijhs.v6nS1.5192. Disponível em: https://sciencescholar.us/journal/index.php/ijhs/article/view/5192. Acesso em: 12 jun. 2026.