Kustina, K. T., Dewi, I. G. A. A. O., Prena, G. D., & Utari, I. G. A. D. (2018). MSMEs credit distribution and non-performing loan towards banking companies profit in Indonesia. International Journal of Social Sciences and Humanities, 2(1), 10–23. https://doi.org/10.29332/ijssh.v2n1.72