Determinants of increasing the number of third-party funds in Shariah banking
Keywords:
profit sharing, SBI interest rates, inflation, third party funds, Sharia bankingAbstract
The study aims to determine factors can influence the number of third-party of sharia banking in Indonesia. The type of research used in this study was quantitative research with a descriptive approach. The population in this research was sharia banking that was registrered at the Financial Service Authority (Bahasa;OJK). The sample was sharia commercial banks and sharia business unts with variable profit sharing, inflation, and interest rate. This research used secondary data, namely sharia banking data published by Financial Service Authority (Bahasa;OJK), Bank Indonesia (BI), and the Indonesian Statistic (Bahasa;BPS) in 2015-2021. The data analyzed using multiple linier regression analysis with SPSS 26 tools. The research results showed that profit-sharing has a positive and significant influenced on third-party funds of sharia banking in Indonesia in 2015-2021. SBI interest rate significantly influenced third-party funds of sharia banking in Indonesia in 2015-2021. Simultaneously, profit sharing, inflation and SBI interest rates significantly influence third-party funds of sharia banks and sharia business units in Indonesia in 2015-2021.
Downloads
References
Aghnawati, A.N., & Cahyadin, M. (2019). Faktor-Faktor Penentu Dana Pihak Ketiga Bank Umum Syariah di Indonesia 2010-2017. Jurnal Penelitian Ekonomi dan Bisnis, 4(2), 132-142.
Arikunto, Suharsimi. (2010). Prosedur Penelitian Suatu Pendekatan Praktik. Rineka Cipta.
Awwalunnisa, Nur. (2016). Determinasi Pertumbuhan Aset Perbankan Syariah di Provinsi Nusa Tenggara Barat. Thesis. Universitas Airlangga.
Awwalunnisa, Nur. (2021). Peran Lembaga Keuangan Syariah Dalam Pengentasan Kemiskinan di Provinsi Nusa Tenggara Barat. Iqtishaduna.
Badan Pusat Statistik. (2021). Inflasi Bulanan Indonesia
Bank Indonesia. (2021). Suku Bunga SBI Indonesia
Bisri, & Setianingrum, H. W. (2019). Analisis Faktor Internal dan Eksternal yang Mempengaruhi Dana Pihak Ketiga Bank Syariah di Indonesia. Jurnal Ilmiah M-Progress, 9(1).
Daniyan-Bagudu, H., Khan, S. J. M., & Roslan, A.-H. (2017). The effect of mobile banking on the performance of commercial banks in Nigeria. International Research Journal of Management, IT and Social Sciences, 4(2), 74-80. Retrieved from https://sloap.org/journals/index.php/irjmis/article/view/449
Ghozali, Imam. (2011). Aplikasi Analisis Multivariate Dengan Progran SPSS. Gema Pertama.
Gujarati, N. Damonar. (2006). Dasar-Dasar Ekonometrika. Gelora Aksara Pratama Erlangga.
Hersugondo, H.S. (2012). Pengaruh CAR, NPL, DPK, dan ROA Terhadap LDR Perbankan Indonesia. Jurnal Dharma Ekonomi.
Hilman, C & K Laturette. (2021). Analisis Perbedaan Kinerja Perusahaan Sebelum dan Saat Pandemi COVID-19. BALANCE: Jurnal Akuntansi, Auditing dan Keuangan.
Huda, Nurul dan Mohammad Heykal. (2010). Lembaga Keuangan Islam, Tinjauan Teoritis dan Praktis. Kencana.
Investasi, S.P. (2019). Sistem Bagi Hasil dalam Ekonomi Islam. https://www.portalinvestasi.com//sistem-bagi-hasil-dalam-ekonomi-islam/
Kasmir. (2002). Manajemen Perbankan. Raja Grafindo Persada.
________. (2010). Dasar-Dasar Perbankan. Raja Grafindo Persada.
Mubiyardi, E. W. (2018). Faktor-Faktor Internal yang Mempengaruhi Perkembangan Dan Pihak Ketiga Bank Syariah di Indonesia (Periode Triwulan I 2013- Triwulan III 2017). Jurnal Publikasi Fakultas Ekonomi Unoversitas Islam Indonesia.
Muhammad. (2004). Teknik Perhitungan Bagi Hasil dan Profit Margin pada Bank Syariah. UII Pres.
Otoritas Jasa Keuangan. (2015). Statistik Perbankan Syariah.
__________. (2016). Statistik Perbankan Syariah
__________. (2017). Statistik Perbankan Syariah
__________. (2018). Statistik Perbankan Syariah
__________. (2019). Statistik Perbankan Syariah
__________. (2020). Statistik Perbankan Syariah
__________. (2021). Statistik Perbankan Syariah
Poniman, S., Supardi, I. W., Mahayani, N. W. D., Artawan, M. D., & Saputra, I. W. W. (2018). Web-based speed monitoring tools. International Journal of Physical Sciences and Engineering, 2(3), 36–42. https://doi.org/10.29332/ijpse.v2n3.181
Saekhu. (2017). Dampak Indikator Makroekonomi Terhadap Dana Pihak Ketiga Perbankan Syariah. Jurnal Ekonomi Islam, 08(01), 103-130.
Setiawan. (2018). Determinan Penentu Pertumbuhan Dana Pihak Ketiga Perbankan Syariah di Indonesia.
Slaviana. (2014). Analisis Pengaruh Tingkat Inflasi, Kurs, dan Nisbah Bagi Hasil Terhadap Dana Pihak Ketiga (DPK) Perbankan Syariah di Indonesia (Desember 2010-Juli 2013). Skripsi. Universitas Islam Negeri Syarif Hidayatullah.
Sugiyono. (2016). Metode Penelitian Kuantatif Kualitatif dan R&D. Alfabeta.
Wardiantika, R. K. (2014). Pengaruh DPK, NPF, dan SWBI Terhadap Pembiayaan Murabahah pada Bank Umum Syariah Tahun 2008-2012. Jurnal Ilmu Manajemen.
Wibowo, Sarwo Edi. (2020). Analisis Faktor-Faktor yang Mempengaruhi Jumlah Dana Pihak Ketiga Pada Bank Umum Syariah dan Unit Usaha Syariah di Indonesia Tahun 2015-2019. Skripsi. Universitas Mataram.
Widana, I.K., Sumetri, N.W., Sutapa, I.K., Suryasa, W. (2021). Anthropometric measures for better cardiovascular and musculoskeletal health. Computer Applications in Engineering Education, 29(3), 550–561. https://doi.org/10.1002/cae.22202
Published
How to Cite
Issue
Section
Copyright (c) 2022 International journal of health sciences
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Articles published in the International Journal of Health Sciences (IJHS) are available under Creative Commons Attribution Non-Commercial No Derivatives Licence (CC BY-NC-ND 4.0). Authors retain copyright in their work and grant IJHS right of first publication under CC BY-NC-ND 4.0. Users have the right to read, download, copy, distribute, print, search, or link to the full texts of articles in this journal, and to use them for any other lawful purpose.
Articles published in IJHS can be copied, communicated and shared in their published form for non-commercial purposes provided full attribution is given to the author and the journal. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
This copyright notice applies to articles published in IJHS volumes 4 onwards. Please read about the copyright notices for previous volumes under Journal History.
